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   ocr: ROD-10021 INSURANCE AND ESTATEPLANNING DOS FOUR EASY STEPS TO FINANCIAL SECURITY CONTAINS ESSENTIAL INFORMATION TO SAFEGUARD YOUR LOVED ONES! DETERMINE YOUR TOTAL CAPITAL NEEDS: ECONOMIC ANALYSIS (RATES OF RETURN AND TAXES) Shows the rate of return you need to earn to be ahead oft taxes and inflation! 2. CAPITALNEED (LIFE INSURANCE) - Analyzes your financial situation and suggests appropriate changes in insurance coverage and capital savings! 3. INCOME PROTECTION (DISABILITY INSURANCE) - How to plan for income during a disability with appropriate insurance! ESTATE PRESERVATION AND LIQUIDITY - ...